BIZA vs Qoyod
When you outgrow accounting-only
Qoyod is a solid, ZATCA-compliant Saudi accounting product. The question is what happens when you need inventory depth, HR, projects, and a storefront too. An honest comparison.
01—Where Qoyod is strong
Credit where due
Qoyod earned its place with Saudi SMEs, and switching should be a considered decision, not a reflex.
- Simple, focused accounting that's quick to learn
- ZATCA-compliant e-invoicing
- An established local brand with published prices
- A sensible choice if bookkeeping is genuinely all you need
02—Where BIZA is stronger
A whole business, not just its books
BIZA is a full ERP: the accounting core plus the operations around it — and a ChatGPT-like assistant across all of it.
- Inventory with multi-location stock, transfers, and landed costs
- Procurement: RFQs, supplier comparison, purchase orders
- HR and payroll posting to your own ledger
- Projects, CRM with WhatsApp inbox, e-commerce, and a hospitality PMS
- AI assistant that answers report questions and drafts documents
- AI capture of supplier invoices and expenses
03—Switching
Migration without the cliff
Move the chart of accounts, opening balances, customers, and stock — with a guided trial first so you commit with evidence.
- Guided self-serve trial on your own data
- Chart of accounts and opening balances brought over
- Optional concierge migration, quoted to your size
- Run both in parallel until you're confident
Side by side
An honest look at where each product stands. A dash means partial — read the note.
| BIZA | Qoyod | |
|---|---|---|
| Accounting, VAT & financial statements | Included | Included |
| ZATCA Phase 2 clearance built in | Included | Included |
| Full ERP in one plan | Included | Not includedAccounting with inventory basics and POS add-ons |
| Hospitality PMS + OTA channel manager | Included | Not included |
| HR & payroll | Included | Partially — see notePayroll-oriented features, not an HR suite |
| Projects with Gantt & timesheets | Included | Not included |
| E-commerce storefront | Included | Not included |
| POS posting to the same ledger — offline, printers, restaurant mode | Included | Partially — see notePOS available as an add-on to accounting |
| ChatGPT-like assistant that drafts documents | Included | Not included |
| AI document capture | Included | Not included |
| WhatsApp Business team inbox | Included | Not included |
| Arabic-first with full RTL | Included | Included |
| Pricing model | IncludedQuote-based, per active user | IncludedPublished tiers |
Based on each vendor's public documentation as of August 2026. Spotted something outdated? Tell us and we'll fix it.
Switching questions
Is BIZA overkill if I only need invoicing?
If bookkeeping is truly all you'll need for years, a simpler tool can serve you well. Most growing businesses hit the wall at inventory, payroll, or projects — that's the point BIZA is built for, and you only pay for active users.
Can I move my Qoyod data?
Yes — chart of accounts, opening balances, customers, suppliers, and stock come over in a guided migration, with an optional concierge service quoted to your size.
Is BIZA ZATCA-compliant like Qoyod?
Yes — BIZA supports ZATCA Phase 1 and Phase 2 workflows, including clearance, with bilingual tax documents.
Keep the compliance. Gain the ERP.
Everything your accounting tool does, plus the operations around it.